The most appropriate structure will depend on your asset base, underlying cash flows and your business plan, debt costs rise with complexity and risk.
Over the last decade or so, the debt market has changed considerably as the number of specialist funds has burgeoned, most with a specific market segment in mind. When talking with the more traditional lenders, it is important to sound out the most appropriate team to ensure you get the initial approach correct to maximise your chances of success.
The key areas of third-party debt where we provide advice are:
- Asset-Backed Lending (ABL)
- Senior debt
- Junior debt
- Mezzanine debt
- Unitranche
- High Yield loans, off-balance sheet Special Purpose Vehicles (“SPV”)
We understand which source of debt will be most appropriate for your business and will work with you to secure the funding you require, be that to refinance existing debt, buy-out a shareholder or fund growth.
Recent Transactions

Advised on debt restructuring of education supplies business, following COVID lockdown, with funding provided by Arbuthnot Latham

MessageDirect's acquisition of PHD in Communications Ltd

Debt advisory with funds raised from Clydesdale (now Virgin Money) for acquisitions

Message Direct’s Acquisition of Internet Communications (Services) Limited

Management Buyout of arts and crafts educational supplier, Specialist Crafts (three weeks before lockdown!)

Advised the shareholders of Plastico during their debt renegotiation with HSBC

Refinancing of eGreen from HSBC to Arbuthnot Latham

Vendor initiated MBO of high-technology cables manufacturer funded by Lloyds Bank Plc

Debt advisory for KIMS Hospital with Clydesdale bank providing senior debt and Magnetar Capital providing mezzanine for new-build hospital

Debt advisory for expansion of Harley Street cancer treatment specialist, The London Clinic, with Barclays Bank Plc

Debt advisory and sale to management of leading retail packaging business

Growth capital provided for green building materials business by Octopus Ventures and Clydesdale Growth fund

Disposal via MBO funded by Maven Capital and HSBC

New Zealand’s first take-private transaction, Pacific Retail Group, funded by Logan and GE

Strategic advice on the restructuring of Powerhouse for New Zealand-listed Pacific Retail Group - this included the first use of a CVA to limit shareholder exposure to long leases

Business planning, strategy and bidding for healthcare services in East Kent

Renegotiation of debt facilities following acquisition

Debt advisory in relation to Barclays replacing outgoing debt syndicate partner

Natwest-funded MBO of audio-visual equipment supplier, Shooting Partners

Debt advisory for Produce World on renegotiation of group facilities

Assisted in debt raising from Clydesdale Bank for leading Burger King franchiser

Debt advisory to board of AIM-listed international travel group in its negotiations with Barclays

Advised management on its MBO of flow meter business, with funding from Natwest Bank

Capital raising for this expanding hotel developer from ESO Capital

Debt advisory services for International expansion of chatbot, automated virtual assistant software

Accelerated disposal of South Coast steel construction business

Supported management in raising capital for a local community solar farm

Assisted management with its renegotiation of facilities with Santander

Debt Advisory to buy out minority shareholders, funded by Barclays Bank Plc

Crowd funding of community solar farm

Debt advisory on working capital facility provided by Nucleus Commercial Finance, for green building materials business